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Community Banking You Can Count On

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Take Advantage Of Competitive CD Rates1

Take Advantage Of Competitive CD Rates1

$1,000 to open. New money only.

$1,000 to open. New money only.

SAVING YOUR MONEY IS GREAT.
GROWING IT IS EVEN BETTER.

We offer a range of CD terms, allowing you to select the account that best suits your financial goals.

4.20%

APY CD SPECIAL1

OPEN AN ACCOUNT

3.90%

APY CD SPECIAL1

OPEN AN ACCOUNT

3.50%

APY CD SPECIAL1

OPEN AN ACCOUNT

3.50%

APY CD SPECIAL1

OPEN AN ACCOUNT

3.20%

APY CD SPECIAL1

OPEN AN ACCOUNT

3.00%

APY CD SPECIAL1

OPEN AN ACCOUNT

How To Open An Account

How To Open An Account

Start earning more on your savings in just three easy steps!

With our convenient online account opening process, you’re just moments away from experiencing the personal attention you can only expect from a local community bank.

1

Choose Your Location

Choose Your Location

Find a bank branch near you.

2

Enter Your Information

Enter Your Information

Enter your personal account details.

3

Transfer Funds

Transfer Funds

Select a rate and deposit amount.

OPEN AN ACCOUNT

Select your term during the application process.

Why Open A CD With Wintrust Community Banks?

Why Open A CD With Wintrust Community Banks?


By opening a CD with us, your money stays and grows in your community, and you can have peace of mind knowing that your funds are in safe hands. We adhere to strict regulatory standards and are dedicated to providing a secure and stable banking environment for your savings to grow.


Great Rate

We’ve built CD accounts with great rates that will support you now and in the future.


Safe And Secure

If you require additional FDIC coverage,2 click here to learn about our MaxSafe® products.


Short-Term Flexibility

Shorter terms offer the perfect balance between maximum return and accessibility.

Current CD Specials

TERM

APY1

7 MONTHS

4.20%

11 MONTHS

3.90%

17 MONTHS

3.50%

23 MONTHS

3.50%

26 MONTHS

3.20%

33 MONTHS

3.00%
OPEN AN ACCOUNT

Select your term during the application process.

At maturity, CD Specials automatically renew into a CD with a different term at our standard interest rate and APY in effect on the maturity date, as stated in your Truth in Savings disclosure. Renewals are not subject to a promotional special rate, unless the Bank has notified you otherwise.

1. CD Specials. Annual Percentage Yield (‘APY’) is accurate as of 5/21/2025 and assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offers subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.

2. FDIC Insurance. Based on current FDIC deposit insurance coverage rules – see fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/.