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1. Chicago Sky Checking Bonus Information. Offer valid for accounts opened 2/1/24 — 1/29/25. Offer not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.

2. Chicago Sky Checking Bonus Qualifications. (i) Open new Chicago Sky Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Sky300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.

Wintrust Financial Corporation (“Sponsor”) Official Sweepstakes Rules

1. NO PURCHASE OR BANK TRANSACTION NECESSARY TO ENTER. A purchase or transaction does not increase your chances of winning. Need not be a customer of Wintrust Financial Corporation to enter; becoming a customer will not increase your chances of winning. Void where prohibited.

2. Eligibility: Sweepstakes is open to those 18 and over. Sweepstakes not open to residents of FL, NY, or RI. Employees of Wintrust Financial Corporation, its affiliates, and their relatives are not eligible to participate.

3. To enter: Sweepstakes begins on 5/24/24 and ends on 9/15/24 (‘sweepstakes period’). Participants may visit wintrust.com/skytablingsweeps during the sweepstakes period to submit 1 sweepstakes entry. Or, to enter the sweepstakes without obligation, complete the entry form with all requested information and mail to 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018 by 11:59 p.m. on 9/15/24. Not responsible for late entries. One entry per form; limit 1 entry per person.

4. Prizes: One prize will be awarded. Winner will receive co-branded Yeti cooler with additional tailgate items with an estimated retail value of $400. Prizes will be delivered via mail to address provided upon sweepstakes entry.

5. Prize restrictions: Prizes are non-transferable. Federal, state and local taxes, and any expenses relating to the acceptance and use of the prize not specified, are the sole responsibility of the winner. The estimated retail value of each prize is $400 and prizes are not IRS 1099 reportable. Winner may make no substitution/transfer of prize. Limit 1 prize per person.

6. Drawing: 9/16/24. Prizewinner will be determined from entries. Determination will be conducted at 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018.

7. Odds: Odds of being selected as a sweepstakes winner will depend on the total number of eligible entries received.

8. Winner Notification/Prize Awards: Winner will be notified by phone and/or email by 9/16/24 and does not need to be present to win. Winner may need to submit information confirming their eligibility. For a complete list of winners, please mail a self-addressed stamped envelope to 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018.

9. Additional Terms: By participating, entrants agree: 1) the decision of the Sponsor shall be final in all respects; 2) to release, discharge and hold harmless Sponsor and its respective parents, subsidiaries, affiliates, officers, directors, and employees from any liability, claims, or damages arising out of their participation in the sweepstakes, and the acceptance, use, misuse, or possession of any prize. By accepting a prize, winner agrees to, where legal, the use of their names and/or likenesses for advertising and publicity purposes without additional compensation or consideration.

10. Limitations of Liability: Sponsor is not responsible for the printing of or typographical errors in any sweepstakes-related materials or for entries that are lost due to computer or electronic malfunction. Sponsor reserves the right to cancel or modify the sweepstakes if fraud or technical failures compromise the integrity of the sweepstakes as determined by Sponsor in its sole discretion.

11. The privacy policy is available at any Wintrust Community Bank location. For a full listing of locations, please visit wintrust.com/locations.

12. Sponsored by: Wintrust Financial Corporation, 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018.

This Sweepstakes is in no way sponsored by any of the WNBA Entities. Chicago Sky trademarks and copyrights are used with permission of the Chicago Sky. Visit sky.wnba.com.