Commercial Banking

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Wintrust Commercial Banking

In the era of big bank mergers, commercial banking decisions are being made farther and farther away from your business. They are made by people who simply scrutinize numbers and not by people who know you. At Wintrust Commercial Banking, our idea of commercial banking is different.

At Wintrust Commercial Banking, you will deal directly with local decision makers because all decisions, including credit, are made locally in the area. We take the time to know our customers and become their trusted advisors. Our senior lending team has an average of over 20 years of commercial banking experience and is well versed in all aspects of corporate finance.

We are about innovative ideas that truly benefit our customers, offering products that are every bit as sophisticated as our big bank competitors while providing the friendliest, most attentive customer service you’d ever hope to find. Our staff works as a team to meet your financial goals with the sophisticated technology you need and personalized service you deserve.

Wintrust has a complete suite of Treasury Management Services and provides you with solutions without the hassle found in bigger banks. With the combined resources of all that Wintrust has to offer, we provide for the credit needs and the technological capabilities to satisfy the financial needs of any commercial middle-market business.

Wintrust Business Credit

With today’s economic challenges, middle-market companies need strong, experienced lenders that understand their business. Wintrust Business Credit, delivered through Wintrust Commercial Banking, specializes in creative and competitive asset-based lending. We offer revolving lines of credit on accounts receivable and inventory, as well as term loans secured by equipment and real estate.

Along with the Wintrust family of community banks, the Wintrust Business Credit team work as a cohesive unit to bring the best financial solutions to companies like yours throughout Chicago and southern Wisconsin markets. Not limited to any particular industry, Wintrust Business Credit has the financial solution designed for your specific business.

Each member of our senior management team averages over 25 years of commercial banking experience, providing business owners with a superior level of confidence that they are receiving the right financial advice for their situations. Our team of lenders will listen and understand each business’ needs and provide a senior debt structure that will allow their company to grow and prosper.

Wintrust Business Credit combines community banking, best-in-class commercial lending, and a family of strong, well capitalized banks—a winning combination for your business. We put the word “relationship” back into the commercial banking experience.

For more information about Wintrust Business Credit, please contact Wintrust Business Credit:

Wintrust Franchise FinanceTM

Wintrust supplies banking solutions for franchisees throughout the United States with our specialized Wintrust Franchise Services. We provide the loan products, resources and technology to get a franchise up and running, or support anticipated financial needs of the long-time franchisee.

At Wintrust Franchise Services, we recognize that franchisees may have unique borrowing needs. Our loan products are designed to help manage your cash flow and adjust to changing business conditions. Situations arise, from time to time, which may have an impact on your store operations. You may have seasonality or may have timing issues with construction or loan maturity. We pride ourselves in designing a financing package around your specific needs and goals. Because we have flexibility in structuring our loans, we can develop signature solutions.

If you have any questions or would like more information, please contact any of the following Wintrust Franchise Services experts:

For more information, please visit

Wintrust Funds Group

Wintrust Funds Group is a niche group within Northbrook Bank & Trust, a subsidiary of Wintrust Financial Corp., with a focus on alternative investment managers and trading firms. The group provides treasury services including subscription/redemption accounts, management company accounts, operating accounts, online banking, and investment options for excess cash. Wintrust Funds Group provides high level customer service along with competitive fee structures and attractive interest rate offerings.

The Treasury Management professionals of Wintrust Funds Group provide the highest quality of relationship management through the proper implementation of our complete suite of Treasury Management tools. They work to provide the best, most convenient treasury management solutions for Receivables, Payables, Information Reporting and Liquidity Services to help control cash flow and encourage growth.

For more information, please contact:

Banking products provided by Northbrook Bank & Trust Company (Member FDIC and Equal Housing Lender).

Wintrust Government Funds

Wintrust Government Funds provides the expertise and financial solutions for school districts, park districts, municipalities, and other local governments. Wintrust Government Funds offers superior customer service, customized products, sharper pricing, and quicker decisions, with the dedicated community involvement that only a group of community banks can boast.

Wintrust Government Funds employees deliver the day-to-day industry experience and knowledge necessary to work with local government entities of all shapes and sizes. We Provide Financial Services for:

  • Local Municipalities
  • School Districts
  • Counties
  • States, State Agencies, and Authorities
  • Park Districts
  • Sanitary Districts
  • Library Districts
  • Fire Protection Districts
  • Other Public Entities

Wintrust Government Funds has an established reputation for providing flexible and innovative products. Wintrust Government Funds offers a full complement of retail and business banking solutions, along with specialized municipal offerings, to deliver a customized package that works for you.

For more information about Wintrust Government Funds, please contact:

Wintrust Wealth Services

The dedicated professionals at Wintrust Wealth Services have the experience and resources to help clients amass, manage, preserve and transfer their wealth to make their financial goals a reality. Wintrust Wealth Services provides traditional and innovative solutions for even the most complicated issues concerning significant wealth. Clients receive the highest degree of personalized attention to ensure that each decision will be the right one.

Private Bankers at Wintrust Wealth Services understand the importance of robust and coordinated solutions to maximize growth, protect assets, and manage cash flow. Wintrust’s Wealth Services division has the strength of all that the Wintrust Company has to offer. With the tools and services that Wintrust provides as a foundation, Wintrust Wealth Services is able to meet each client’s needs on a personalized basis with the utmost privacy.

We believe that in today’s ever more complex financial world, it takes a team of professionals with wide-ranging experience, working together, to achieve your goals. The Wealth Services team has priority access to the multi-faceted professionals throughout the Wintrust organization, including The Chicago Trust Company, Great Lakes Advisors, Wayne Hummer Investments, Wintrust Commercial Banking, Wintrust Commercial Realty Advisors and Wintrust Business Credit.

Banking products provided by Wintrust Financial Corp. banks (Member FDIC and Equal Housing Lender).

Securities and insurance offered through Wayne Hummer Investments (Member FINRA/SIPC), founded in 1931. Trust and Asset Management services offered by The Chicago Trust Company, N.A. and Great Lakes Advisors, LLC, respectively. Investment products such as stocks, bonds, and mutual funds are not insured by the FDIC or any federal government agency, not bank guaranteed or a bank deposit, and may lose value.