Personal Attention,
Local Expertise
At Wintrust, your business is our top priority.
Get matched with custom solutions designed to help your business thrive.
Personal Attention,
Local Expertise
At Wintrust, your business is our
top priority.
Get matched with custom solutions designed to
help your business thrive.
Personal Attention,
Local Expertise
At Wintrust, your business is our top priority.
Get matched with custom solutions designed to help your business thrive.
OUR CHECKING ACCOUNTS
$300 BONUS1 With qualifying activities. See below.
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5 With qualifying activities. See below.
For businesses ready for the next step, this account has the tools to meet your needs.
For larger enterprises that have higher transaction needs.
$300 BONUS1 With qualifying activities. See below.
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5 With qualifying activities. See below.
For businesses ready for the next step, this account has the tools to meet your needs.
For larger enterprises that have higher transaction needs.
$300 BONUS1 With qualifying activities. See below.
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5 With qualifying activities. See below.
For businesses ready for the next step, this account has the tools to meet your needs.
For larger enterprises that have higher transaction needs.
Did you know? Our small business clients are each paired with a dedicated relationship manager to help them find the right products and services for their business.
OUR CHECKING ACCOUNTS
$300 BONUS1 With qualifying activities. See below.
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5 With qualifying activities. See below.
For businesses ready for the next step, this account has the tools to meet your needs.
For larger enterprises that have higher transaction needs.
$300 BONUS1 With qualifying activities. See below.
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5 With qualifying activities. See below.
For businesses ready for the next step, this account has the tools to meet your needs.
For larger enterprises that have higher transaction needs.
$300 BONUS1 With qualifying activities. See below.
Entrepreneur
Checking
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5 With qualifying activities. See below.
Business Community
Checking
For businesses ready for the next step, this account has the tools to meet your needs.
Have-It-All®
Business Checking
For larger enterprises that have higher transaction needs.
Did you know? Our small business clients are each paired with a dedicated relationship manager to help them find the right products and services for their business.
$300 BONUS1
With qualifying activities. See below.
Designed for businesses just starting out, this account grows as you grow.
$500 BONUS5
With qualifying activities. See below.
For businesses ready for the next step, this account has the tools to meet your needs.
For larger enterprises that have higher transaction needs.
Did you know? Our small business clients are each paired with a
dedicated relationship manager to help them find the right products and
services for their business.
Best In Class
Treasury Management
Our full suite of solutions can meet your business needs while dramatically cutting costs.
Best In Class
Treasury Management
Our full suite of solutions can meet your business needs while dramatically cutting costs.
Lending Solutions To Help You Grow
EASY ACCESS LOANS7 AND LINES OF CREDIT8
Need more than $250,000? Contact our team for more lending solutions.
Lending Solutions To Help You Grow
EASY ACCESS LOANS7 AND LINES OF CREDIT8
Need more than $250,000? Contact our team for more lending solutions.
Lending Solutions To Help You Grow
EASY ACCESS LOANS7 AND LINES OF CREDIT8.
Need more than $250,000? Contact our team for more lending solutions.
Lending Solutions
To Help You Grow
EASY ACCESS LOANS7 AND LINES OF CREDIT8
Need more than $250,000? Contact our team for more lending solutions.
SBA Loans
Our AWARD-WINNING TEAM OF SBA LENDING SPECIALISTS can help you through the loan process.
UP TO $500,000
SBA Express Program11
Lower down payments and simplified processing, which means less paperwork for you. Term loans and lines of credit available
UP TO $5M
SBA 7(A)12 Loan
Our most popular loan option is ideal for business expansion, strategic acquisition, and partner buyouts.
UP TO $10M
SBA 50413 Loan
Lower down payments for large expenses, like purchasing equipment or owner-occupied real estate.
SBA Loans
Our AWARD-WINNING TEAM OF SBA LENDING
SPECIALISTS can help you through the loan process.
UP TO $500,000
SBA Express Program11
Lower down payments and simplified processing, which means less paperwork for you. Term loans and lines of credit available.
UP TO $5M
SBA 7(A)12 Loan
Our most popular loan option is ideal for business expansion, strategic acquisition, and partner buyouts.
UP TO $10M
SBA 50413 Loan
Lower down payments for large expenses, like purchasing equipment or owner-occupied real estate.
SBA Loans
Our AWARD-WINNING TEAM OF SBA LENDING SPECIALISTS can help you through the loan process.
UP TO $500,000
SBA Express Program11
Lower down payments and simplified processing, which means less paperwork for you. Term loans and lines of credit available.
UP TO $5M
SBA 7(A)12 Loan
Our most popular loan option is ideal for business expansion, strategic acquisition, and partner buyouts.
UP TO $10M
SBA 50413 Loan
Lower down payments for large expenses, like purchasing equipment or owner-occupied real estate.
$300 BONUS1
Open a new Entrepreneur Checking account and get a $300 bonus when you.9
$500 BONUS5
Open a new Business Community Checking account and get a $500 bonus when you.10
$300 BONUS1
Open a new Entrepreneur Checking account and get a $300 bonus when you.9
$500 BONUS5
Open a new Business Community Checking account and get a $500 bonus when you.10
$300 BONUS1
Entrepreneur
Checking
Open a new Entrepreneur Checking account and get a $300 bonus when you.9
$500 BONUS5
Business Community
Checking
Open a new Business Community Checking account and get a $500 bonus when you.10
$300 BONUS1
Entrepreneur Checking
Open a new Entrepreneur Checking account and get a $300 bonus when you.9
$500 BONUS5
Business Community Checking
Open a new Business Community Checking account and get a $500 bonus when you.10
1. Entrepreneur Checking Bonus Information. This Entrepreneur Checking account bonus offer is valid for new Entrepreneur Checking accounts opened during the Promotional Period January 1, 2022 through January 31, 2024 that meet the bonus qualifications set forth below. This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (“WTFC”) or its active employees. Limit one bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Entrepreneur Checking account bonus payment, you are ineligible to receive this Entrepreneur Checking account bonus payment from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. If you are a sole proprietorship or a single member LLC, the $300.00 bonus is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
2. Entrepreneur Checking Account. Tiered service charge: (i) No monthly maintenance fee or minimum balance requirement if performing fewer than 75 transactions; (ii) $20.00 monthly maintenance fee if performing more than 75 transactions and $1,500.00 minimum average collected balance not maintained.
3. Additional Transaction Fees. $0.40 cost per item for additional transactions.
4. Additional Token Users. Additional hard token users are charged $3.50 per user, per month. Additional soft token users are charged $1.50 per user, per month. Token users are required for online ACH origination and wire transfer capabilities.
5. Business Community Checking Bonus Information. This Business Community Checking account bonus offer is valid for new accounts opened September 29, 2023 through January 31, 2024. This Business Community Checking account bonus offer is not available to existing or closed checking account customers of WTFC and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Business Community Checking account bonus offer, you are ineligible to receive this Business Community Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Business Community Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. If your business is a sole proprietorship or a single member LLC, the $500.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
6. Business Community Checking Account. $20.00 monthly maintenance fee if $2,500.00 minimum average collected balance not maintained.
7. Easy Access Term Loan. Requires company’s primary checking account to be with the bank. Loan and renewal fees may apply. Business must be in operation and in business for 12 months or more. Subject to underwriting guidelines. See a personal banker for details.
8. Easy Access Line of Credit. Requires company’s primary checking account to be with the bank. Loan and renewal fees may apply. See the bank for details. Business must be in operation and in business for 12 months or more. Subject to underwriting guidelines. See a personal banker for details.
9. Entrepreneur Checking Bonus Qualifications. To qualify for the bonus payment of $300.00, you must: (i) Open a new Entrepreneur Checking account; (ii) mention this offer during in-branch account opening; (iii) maintain a minimum balance of at least $1,500.00 on each day of the last business day of the two (2) consecutive calendar months following the calendar month the account was opened (“Qualification Period”); (iv) complete five (5) qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and (v) enroll in business online banking and activate e-statements within the Qualification Period. After you have completed all the above bonus qualifications, we will deposit the $300.00 bonus payment to your new Entrepreneur Checking account within thirty (30) calendar days after the Qualification Period.
10. Business Community Checking Bonus Qualifications. (i) Open a new Business Community Checking account; (ii) mention this offer during in-branch account opening; (iii) maintain a minimum balance of at least $5,000.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’); (iv) complete 10 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and (v) enroll in business online banking and activate e-statements within the Qualification Period. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
11. SBA Express Loan. Loans must be SBA eligible and are subject to Wintrust and SBA underwriting guidelines. Business must be at least two years old. Brokered loans and construction loans are excluded. Standard closing costs apply. Must have a valid business tax ID number or Social Security number. Rates are subject to change. See the bank for details.
12. SBA 7(a) Loan. Subject to underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Packaging fee of $5,000.00 applies. Third party expenses paid by the borrower and all fees can be financed.
13. SBA 504 Loan. Subject to underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Third party expenses paid by the borrower and all fees can be financed.
A listing of WTFC locations can be found here: wintrust.com/locations.