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Receivables

Receivables

i-BUSINESSCAPTURE® PRO

Our remote deposit service provides a convenient way to prepare and electronically deposit checks.

ACH COLLECTIONS

 

1. Statement Savings Advanced Account.  Interest rate may change at any time. Fees may reduce earnings.

2. Statement Savings Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield ('APY') accurate as of 1/9/2024, with qualifying activities. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation ('WTFC') & its subsidiaries or employees. Offer combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer.

3. Statement Savings Advanced Special Qualifications. (i) Open a new Statement Savings Advanced account; (ii) mention offer during in-branch account opening or visit the URL provided; and (iii) deposit new money (money not currently held at any WTFC location) into the new Statement Savings Advanced account at account opening.

4. National Rate. The national average rate is based on the FDIC’s monthly published National Rates and Rate Caps on 1/16/2024.

Initiate ACH collection transactions through the i-BusinessBanking™ website using individual transaction templates or by uploading a NACHA formatted file from your own accounting software.
Learn about key changes to ACH payments here.

MERCHANT PAYMENT PROCESSING

Give your customers more payment options with our merchant payment processing. This service, offered through Elavon Merchant Services, enables card payments to help increase your sales revenue and expand your customer base. Click here to learn more.

WHOLESALE & RETAIL LOCKBOX SERVICES

Lockbox services allow you to quickly turn receivables into cash while minimizing collection float and maximizing funds availability by outsourcing the process and utilizing a bank managed P.O. box.

CASH VAULT SERVICES

Our cash vault service provides convenience and added security by allowing your company to send deposits to our secure vault via an armored courier and request cash and coin orders.

IMAGE CASH LETTER

We can help create efficiencies for processing large volume check deposits by using an image cash letter standard file.