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Bank Agreements and Disclosures

Online Banking and Bill Payment Agreements and Disclosures

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Barrington Bank & Trust Company, N.A.

Beverly Bank & Trust Company, N.A.

Crystal Lake Bank & Trust Company, N.A.

Hinsdale Bank & Trust Company, N.A.

Lake Forest Bank & Trust Company, N.A.

Libertyville Bank & Trust Company, N.A.

Northbrook Bank & Trust Company, N.A.

Old Plank Trail Community Bank, N.A.

Schaumburg Bank & Trust Company, N.A.

State Bank of The Lakes, N.A.

St. Charles Bank & Trust Company, N.A.

Town Bank, N.A.

Village Bank & Trust, N.A.

Wheaton Bank & Trust Company, N.A.

Wintrust Bank, N.A.

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