GET UP TO $1501 ON US!

As a locally-based bank, we're proud to offer accounts created with this area in mind. Plus, we provide the extra services you can only find at a true community bank.

GET UP TO $1501 ON US!

As a locally-based bank, we're proud to offer accounts created with this area in mind. Plus, we provide the extra services you can only find at a true community bank.

GET UP TO $1501 ON US!

As a locally-based bank, we're proud to offer accounts created with this area in mind. Plus, we provide the extra services you can only find at a true community bank.

Total Access Checking
Total Access Checking
Total Access Checking

   

Statement Savings
Statement Savings
Statement Savings

   

These special offers are ONLY available on this webpage.

 

These special offers are ONLY available on this webpage.

Experience the Wintrust difference

Experience the Wintrust difference

  
 

Online & mobile banking

Online & mobile banking8

View your account balance and transactions, transfer funds, and pay bills online.

 

Exclusive Club Icon

Exclusive clubs

From a children’s savings club to a social and travel club for those 50 or better, we have something for everyone.

 

Coin Counting Icon

Free coin counting9

We don’t charge you to turn your change into bills. It’s your money.

 


Online & mobile banking8

View your account balance and transactions, transfer funds, and pay bills online.


Exclusive clubs

From a children’s savings club to a social and travel club for those 50 or better, we have something for everyone.


Free coin counting9

We don’t charge you to turn your change 
into bills. It’s your money.


Online & mobile banking8

View your account balance and transactions, transfer funds, and pay bills online.


Exclusive clubs

From a children’s savings club to a
social and travel club for those 50
or better, we have something for everyone.


Free coin counting9

We don’t charge you to turn your change into bills. It’s your money.

 

 

Community Involvement icon

Community involvement

We’re proud to get involved with and support the organizations that make our community so special.

 

Educational seminars icon

Educational seminars

We cover topics that are important to you: retirement planning, college savings, building credit, and more.

 

Free events icon

Free events

Connect with your community at cookouts, shred days, holiday celebrations, networking nights, and more.


Community involvement

We’re proud to get involved with and 
support the organizations that make our 
community so special.


Educational seminars

We cover topics that are important to you: retirement planning, college savings, 
building credit, and more.


Free events

Connect with your community at cookouts, shred days, holiday celebrations, networking nights, and more.


Community involvement

We’re proud to get involved with and 
support the organizations that make our community so special.


Educational seminars

We cover topics that are important to you: retirement planning, college savings, building credit, and more.


Free events

Connect with your community at cookouts, shred days, holiday celebrations, networking nights, and more.

    

We’re proud to provide solutions to help you navigate your unique needs. 

It only takes a few minutes!


1. General Information.
 These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2021 through December 31, 2021. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location. 2. ATM Fees. There is no WTFC transaction charge at any ATM in the Allpoint, ATM Access (Town Bank, N.A. Only), MoneyPass, or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 3. Total Access Checking Bonus Information. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $100.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 4. Total Access Checking Bonus Qualifications. (i) Open a new Total Access Checking account; (ii) tell us you are aware of this Total Access Checking account bonus offer at account opening; (iii) have at least a monthly occurring direct deposit made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’); and (iv) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. 5. Statement Savings Bonus Information. If you qualify for this Statement Savings bonus offer, you are ineligible to receive this Statement Savings bonus offer or any other savings interest rate offer from any other WTFC location. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $50.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 6. Statement Savings Bonus Qualifications. (i) Open a new Statement Savings account; (ii) tell us you are aware of this Statement Savings account bonus offer at account opening; (iii) deposit $1,000.00 or more of new money, defined as money not held at any WTFC location; and (iv) maintain a minimum balance of at least $1,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened (‘Qualification Period’). After you have completed all of the above bonus qualifications, we will deposit the $50.00 bonus payment into your new account within 30 calendar days after the Qualification Period. We will use your balance in your new account as of the last business day of each of the 3 calendar months to determine if the minimum balance requirement was met. Fees may reduce earnings. A maintenance fee of $5.00 will be imposed every month if the daily balance on any day of the month falls below $200.00. Transaction limitations may apply. 7. New Money. New money is defined as money not held at any WTFC location. 8. Account Benefits. Online banking is required to access mobile banking and remote deposit capture. Internet/mobile connectivity is required. Deposits made through mobile banking or remote deposit capture are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Third-party message and data rates may apply. Other restrictions apply. For more information go to: wintrust.com/agreement-and-disclosure9. Free Coin Counting. Free coin counting available for consumer households, business customers, and nonprofits. Fees may apply for non-customer businesses. A listing of WTFC locations can be found here: www.wintrust.com/locations.




1. General Information. These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2021 through December 31, 2021. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location. 2. ATM Fees. There is no WTFC transaction charge at any ATM in the Allpoint, ATM Access (Town Bank, N.A. Only), MoneyPass, or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 3. Total Access Checking Bonus Information. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $100.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 4. Total Access Checking Bonus Qualifications. (i) Open a new Total Access Checking account; (ii) tell us you are aware of this Total Access Checking account bonus offer at account opening; (iii) have at least a monthly occurring direct deposit made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’); and (iv) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. 5. Statement Savings Bonus Information. If you qualify for this Statement Savings bonus offer, you are ineligible to receive this Statement Savings bonus offer or any other savings interest rate offer from any other WTFC location. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $50.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 6. Statement Savings Bonus Qualifications. (i) Open a new Statement Savings account; (ii) tell us you are aware of this Statement Savings account bonus offer at account opening; (iii) deposit $1,000.00 or more of new money, defined as money not held at any WTFC location; and (iv) maintain a minimum balance of at least $1,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened (‘Qualification Period’). After you have completed all of the above bonus qualifications, we will deposit the $50.00 bonus payment into your new account within 30 calendar days after the Qualification Period. We will use your balance in your new account as of the last business day of each of the 3 calendar months to determine if the minimum balance requirement was met. Fees may reduce earnings. A maintenance fee of $5.00 will be imposed every month if the daily balance on any day of the month falls below $200.00. Transaction limitations may apply. 7. New Money. New money is defined as money not held at any WTFC location. 8. Account Benefits. Online banking is required to access mobile banking and remote deposit capture. Internet/mobile connectivity is required. Deposits made through mobile banking or remote deposit capture are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Third-party message and data rates may apply. Other restrictions apply. For more information go to: wintrust.com/agreement-and-disclosure. 9. Free Coin Counting. Free coin counting available for consumer households, business customers, and nonprofits. Fees may apply for non-customer businesses. A listing of WTFC locations can be found here: www.wintrust.com/locations.html.