Solutions to help your new business grow


Our bankers take the time to get to know you and proactively create personalized loans for your business and your goals. Let us know below when you’re ready to get started.

NewBiz Easy Access Line of Credit1 up to $5,000
NewBiz Easy Access Line of Credit1 up to $5,000
NewBiz Easy Access Line of Credit1 up to $5,000

Easy Access Line of Credit1 up to $5,000

Designed for businesses less than a year old, this line of credit can get you off on the right foot. Use the funds to cover unexpected expenses, inventory purchases, and day-to-day costs.

  • Access funds when you need them
  • Lower rate than most credit cards
  • Variable rate. Currently 11% APR2

Ask your banker how to get $3003 when you open a new Entrepreneur Checking account

No minimum to open. With qualifying activities. See below.

Free Transactions Icon

75 free transactions per month

Merchant Processing Icon

Merchant processing services

Remote Deposit Icon

75 free transactions per month

Merchant processing services

Remote deposit capture

Partner with a bank as invested as you

We’re proud to offer financial solutions like the ones above designed for entrepreneurs like you. But, what truly sets us apart is our commitment to our community. We’re a local bank, so we operate differently than the big guys. Our bankers live here, too, so we enjoy building relationships with our community, and we know our clients by name. Decisions about credit and loans are made right here at the bank, so you can feel confident that your fate isn’t left up to someone far away behind a screen. Plus, we offer free Money Smart financial education courses for business owners, so you have somewhere to turn for resources and training. We’re here to tell you: We have your back.

Receive $300 when you open a new Entrepreneur Checking account, maintain $1,500 or more, complete five qualifying transactions, enroll in online banking, and activate e-statements within the qualification period.4

1. Easy Access Line of Credit. Requires company’s primary checking account to be with the bank. Business must be in operation and in business for 12 months or less. Location of business must be in a low or moderate income census tract and be in a Wintrust Community Bank CRA assessment area. Loan and renewal fees may apply. Subject to underwriting guidelines. See a personal banker for details. 2. WSJ Prime + 6.00%, floor of 11.00%. The Annual Percentage Rate (APR) is a fixed rate that’s based on the Prime Rate reported in the Money Rates section of the Wall Street Journal (the “WSJ Prime”) plus a margin, at the time the loan is made. For example, on 7/15/21, WSJ Prime was 3.25% resulting in the APR disclosed. See the bank for details. Applicant must meet underwriting guidelines. 3. Entrepreneur Checking General Information. This Entrepreneur Checking account bonus offer is valid for new Entrepreneur Checking accounts opened during the Promotional Period September 1, 2021 through December 31, 2021 that meet the bonus qualifications set forth below. Accounts are governed by the Deposit Account Agreement provided to you at account opening. This Entrepreneur Checking Account Bonus Offer Addendum shall be considered a part of your Deposit Account Agreement. This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (‘WTFC’) or its active employees. Limit one bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Entrepreneur Checking account bonus payment, you are ineligible to receive this Entrepreneur Checking account bonus payment from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your Account including deposits and withdrawals made in the Business Day. If you are a sole proprietorship or a single member LLC, the $300.00 bonus is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 4. Entrepreneur Checking Bonus Qualifications. To qualify for the bonus payment of $300.00, you must: (i) Open a new Entrepreneur Checking account; (ii) tell us you are aware of this Entrepreneur Checking account bonus offer at account opening; (iii) Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the two (2) consecutive calendar months following the calendar month the account was opened (‘Qualification Period’); (iv) complete five (5) qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and (v) enroll in online banking and activate e-statements within the Qualification Period. After you have completed all the above bonus qualifications, we will deposit the $300.00 bonus payment to your new Entrepreneur Checking account within thirty (30) calendar days after the Qualification Period. A listing of WTFC locations can be found here: