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Financial Solutions For The Ace Retailer Community
Financial Solutions For The Ace Retailer Community
ACE Hardware and Wintrust: same values, same vision. Wintrust’s value proposition is our exceptional client service and experience, as well as locally relevant and tailored solutions customized to those who matter most – our clients.
ACE Hardware and Wintrust: same values, same vision. Wintrust’s value proposition is our exceptional client service and experience, as well as locally relevant and tailored solutions customized to those who matter most – our clients.
ACE and Wintrust – A Powerful Combination
ACE and Wintrust – A Powerful Combination
- Preferred SBA lender
- Streamlined approach, from beginning to end
- Trusted advisory
- Relationship driven
- Client focused
- Experienced, knowledgeable, and dedicated team
- Local decision-making and authority to provide an expedited response
Our Products And Services
Our Products And Services
Conventional and SBA Lending
- Competitive rates, both floating and fixed available
- Working capital lines of credit to be considered
Treasury Management Services1
- Online banking2
- Fraud prevention services
- Information reporting and data management
MaxSafe®
- Get up to $4 million in FDIC coverage per accountholder.3
- Funds are deposited across our 16 community bank charters, allowing you 16 times the coverage and more peace of mind.
Our Solutions
Our Solutions
- Consultative and comprehensive
- Conventional and SBA lending
- Acquisition, expansion, and renovation
- Traditional change in ownership
- ESOP
- Private wealth and estate planning
Meet Our Team
Meet Our Team
Thomas Huffman
EXECUTIVE VICE PRESIDENT
Wintrust SBA Lending
Beata Gesicki
Senior Vice President
Wintrust SBA Lending
Ed Semik
Director
Wintrust Franchise Finance
Harris Rafiq
Vice President
Wintrust Franchise Finance
Sean Willison
Managing Director
Wintrust Franchise Finance
Thomas Huffman
EXECUTIVE VICE PRESIDENT
Wintrust SBA Lending
Beata Gesicki
Senior Vice President
Wintrust SBA Lending
Additional Business Solutions
COMMERCIAL LENDING
Loans to achieve your business vision
COMMERCIAL LENDING
Loans to achieve your business vision
Whether your business is looking for short-term funding for operational costs or for fixed asset purchases, we have the expertise to guide you.
SMALL BUSINESS LENDING
Give your business possibilities
SMALL BUSINESS LENDING
Give your business possibilities
You have ideas and you need to make them happen. We get that. We’re happy to offer the lending tools you need to help your business start, run, grow and flourish.
EMPLOYEE STOCK PURCHASE PLAN SERVICES
Finance your ownership transition
EMPLOYEE STOCK PURCHASE PLAN SERVICES
Finance your ownership transition
The shift to an ESOP can cause changes in your company’s cash flow. Our experienced team is here to guide you through the process.
1. Treasury Management Services. See your banker or Treasury Management Services Sales Officer. Additional fees may apply.
2. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.
3. FDIC Insurance. Based on current FDIC deposit insurance coverage rules– see fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/.
Investment products such as stocks, bonds, and mutual funds are: Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value
