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Don’t Miss Out On Exclusive Employee Benefits
Don’t Miss Out On Exclusive Employee Benefits
Simple, confidential, and designed exclusively for Wintrust employees, our employee banking program offers exciting perks to help you bank better.
Don’t Miss Out On Exclusive Employee Benefits
Simple, confidential, and designed exclusively for Wintrust employees, our employee banking program offers exciting perks to help you bank better.
Choose Your Employee Account
Choose Your Employee Account
Take Advantage And Open Both Accounts!
Premier Checking & Employee Elite Savings
Premier Checking & Employee Elite Savings
Open Premier Checking & Employee Elite Savings
Our Best Checking Account
Our Best Checking Account
Premier Checking
Premier Checking
$100 to open.
Product Features:
- Waived for employees: $10,000 average daily balance or $75,000 combined average relationship balance in consumer accounts held at the same charter bank to avoid $25 monthly maintenance fee.1
- Up to 5 outgoing domestic wire transfer fees reimbursed at the end of the account statement cycle if minimum balance requirements are met.
- Use any ATM nationwide & we’ll refund the fee!2
- Waived fees on bank specialty check printing for your Premier Checking account.3
- Waived fees when purchasing money orders & cashier's checks.
- Waived Stop Payment fees.
- Waived fees for incoming wire transfers.
- Waived fees on a safe deposit box.4
- Tiered & variable interest rate with interest paid monthly.
- Rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced interest rate.5
4.00% APY6
4.00% APY6
Employee Elite Savings7
Employee Elite Savings7
No minimum to open. No minimum balance required.
4.00%
APY6
APY6
1. Premier Checking Fees. $25 monthly maintenance fee – Waived for all employees of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries. Upon separation from the company, waived with either i) average daily balance of $10,000, or ii) combined average relationship balance of $75,000 per monthly statement cycle. Relationship balances include owned consumer checking, savings, money market, and certificate of deposit including retirement and MaxSafe® deposits held directly with the same charter bank. Fees may reduce earnings.
2. ATM Fees. No WTFC transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or SUM networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of domestic ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.
3. Bank Specialty Checks. Style & quantity restrictions apply.
4. Safe Deposit Boxes. Waived fee on 3x10 box or equivalent discount on larger box. Subject to availability. Limited to 1 per account. Safe deposit boxes are not FDIC-insured.
5. Interest Rate Bonus. Must have a common account owner on both the Statement Savings Advanced account(s) and the Premier Checking account(s) with the same charter. Both accounts must remain open and maintain a common account owner to receive the interest rate bonus. Rate increase is effective the next business day after the second account is opened.
6. Annual Percentage Yield. Accurate as of 9/10/2025. Minimum daily balance of $0.01 required to obtain APY.
7. Employee Elite Savings Account. We may change the interest rate on your account at any time. An employee of WTFC or its subsidiaries must be an account owner. Otherwise, we may convert this account to another product.
