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Get $3001 When You Open Premier Checking

See qualifying activities below.

See qualifying activities below.

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Get $3001 When You Open Premier Checking

Get $3001 When You Open Premier Checking

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Only $100 required to open

Waived fees on a safe deposit box – smallest box size offered at the branch location or equivalent discount on a larger size box2

Maintain an average daily balance of $10,000 or a combined average relationship balance of $75,000 per monthly statement cycle to avoid a $25 monthly fee3

Tiered and variable interest rate with interest paid monthly

GET THE BEST OF BOTH WORLDS

As a locally-based company, we’ve built a bank account that supports the people who live here and offers great benefits.

Free ATM

FREE ATMS4

We reimburse all your fees, so every ATM in the U.S. is free.

No fees

WAIVED FEES

No fees for incoming wire transfers.

Bonus

$300 BONUS1

Enjoy a $300 opening bonus, with qualifying activities.

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FREE BANK SPECIALTY CHECK PRINTING5

Customize the way you pay for free!

Check Deposit

REMOTE CHECK DEPOSIT6

Make deposits from your smartphone.

Bonus

$300 BONUS1

Enjoy a $300 opening bonus, with qualifying activities.

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FREE BANK SPECIALTY CHECK PRINTING5

Customize the way you pay for free!

Check Deposit

REMOTE CHECK DEPOSIT6

Make deposits from your smartphone.

Card control

CARD CONTROLS6

Protect your account with card controls.

Zelle

ZELLE®7

Access to Zelle® provides a fast, safe, and easy way to send and receive money.

SIMPLE STEPS TO EARN YOUR CASH BONUS

Open a new Premier Checking account and get a $300 BONUS when you8

1

Enroll in online banking & e-statements

2

Have $500+ in direct deposits each month of the Qualification Period

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OPEN YOUR PREMIER CHECKING ACCOUNT AND ENJOY YOUR $300 BONUS

When you open a new checking account online, you get free ATMs, solid online banking tools, and $300. You also get a relationship with a bank that cares about you, your needs, and this area. Join our family to see what community banking is all about.

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1. Premier Checking Bonus Information. Offer valid for accounts opened 2/1/2024 — 1/29/2025. Offer not available to existing or closed checking account customers of WTFC & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.

2. Safe Deposit Boxes. Free 3x5 box or equivalent discount on larger box. Subject to availability. Limited to 1 per account. Safe deposit boxes are not FDIC-insured.

3. Premier Checking Fees. $25 monthly maintenance fee - waived with either i) average daily balance of $10,000, or ii) combined average relationship balance of $75,000 per monthly statement cycle. Fees may reduce earnings.

4. ATM Fees. No Wintrust Financial Corporation ('WTFC') transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.

5. Specialty Checks. Style & quantity restrictions apply.

6. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.

7. Zelle®. Zelle® is intended for sending money to family, friends and people you know. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Dollar and frequency limits apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

8. Premier Checking Bonus Qualifications. (i) Open new Premier Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like  Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: www.wintrust.com/locations.