Get $3001 and a FREE safe deposit box2
when you open Premier Checking

With qualifying activities. See below.
 

Get $3001 and a FREE safe deposit box2
when you open Premier Checking

With qualifying activities. See below.
 

Get $3001 and a FREE
safe deposit box2
when you open
Premier Checking

With qualifying activities. See below.
 


Come in to get started!

Woman smiling while holding a mobile phone
Woman smiling while holding a mobile phone

  

Woman smiling while holding a mobile phone

Get the best of both worlds with

PREMIER CHECKING

Only $100 required to open. Maintain a minimum daily balance of $10,000 or a combined average relationship balance of $75,000 per monthly statement cycle to avoid a fee3

  • Free ATMs nationwide4
  • Waived rental fees on a safe deposit box
  • Waived fees for incoming wire transfers credited to your account
  • Free bank specialty check printing5
  • Tiered interest-bearing account
  • The perks you love, plus all the digital benefits to make banking safe and convenient



Get the best of both worlds with

PREMIER CHECKING

Only $100 required to open. Maintain a minimum daily balance of $10,000 or a combined average relationship balance of $75,000 per monthly statement cycle to avoid a fee3
 

  • Free ATMs nationwide4

  • Waived rental fees on a safe deposit box

  • Waived fees for incoming wire transfers credited to your account

  • Free bank specialty check printing5

  • Tiered interest-bearing account

  • The perks you love, plus all the digital benefits to make banking safe and convenient

TAKE ADVANTAGE OF THESE ONLINE & MOBILE BANKING BENEFITS6

Cardless Cash Icon


CARDLESS CASH 

Withdraw cash using your smartphone.

 

Check Deposit Icon


CHECK DEPOSIT 

Make deposits from your smartphone.

 

Alert Icon


DEBIT ALERTS 

Protect your account with 
card controls. 

 

Zelle Icon


CARDLESS CASH 

Withdraw cash using your
smartphone.


CHECK DEPOSIT 

Make deposits from your
smartphone.


DEBIT ALERTS 

Protect your account with
card controls. 


ZELLE®

Send money fast, safe and easy
with access to Zelle.7


CARDLESS CASH 

Withdraw cash using your smartphone.


CHECK DEPOSIT 

Make deposits from your smartphone.


DEBIT ALERTS 

Protect your
account with
card controls. 


ZELLE®

Send money fast,
safe and easy
with access to Zelle®7


ZELLE®

Send money fast, safe and easy
with access to Zelle®7

 

Open a new Premier Checking account and get a $300 bonus when you
 

Open a new Premier Checking account and get a $300 bonus when you

 

  • Enroll in online banking 
  • Activate e-statements through bank’s website
  • Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period8


This offer is only available at the bank. 

 

 

1. General Bonus Information. This Premier Checking account bonus offer is valid for new accounts opened April 1, 2020 through December 31, 2020. This Premier Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Premier Checking account bonus offer, you are ineligible to receive this Premier Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Premier Checking bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 2. Safe Deposit Box. Safe deposit boxes are non FDIC insured. Waived fee is on smallest box size offered at the branch location or equivalent discount to a larger size box. 3. Fees. A maintenance fee of $25.00 will be imposed every statement cycle unless you maintain either an average daily balance of $10,000.00 or a combined average relationship balance of $75,000.00 for the monthly statement cycle. Fees may reduce earnings. 4. ATM Fees. There is no WTFC transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 5. Specialty Checks. Restrictions on style and quantity may apply. 6. Account Benefits. Online banking is required to access mobile banking, remote deposit capture, and Zelle. Internet/mobile connectivity is required. Deposits made through mobile banking or remote deposit capture are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Third-party message and data rates may apply. Other restrictions apply. For more information go to: wintrust.com/agreement-and-disclosure. 7. Zelle. Zelle is intended for sending money to family, friends and people you know. Must be 13 years of age and have a bank account in the U.S. to use Zelle through the .communityMobile banking app. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Dollar and frequency limits apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 8. Bonus Qualifications. (i) Open a new Premier Checking account, (ii) tell us you are aware of this Premier Checking account bonus offer at account opening; (iii) have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’); For example, if you open your new account in January, you would need to have “Direct Deposits” made to your new account in February totaling $500 or more and in March totaling $500 or more; and (iv) enroll in online banking and active estatements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: www.wintrust.com/locations.