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Take a Different Approach To Your Savings Accounts

Take a Different Approach To Your Savings Accounts

Say goodbye to a one-size-fits-all savings account. Make the switch to the account that best fits your unique needs.

See options
See options

Take a Different Approach To Your Savings Accounts

Say goodbye to a one-size-fits-all savings account. Make the switch to the account that best fits your unique needs.

see options

Choose Your
Savings Account

3.00% APY1 Statement Savings Advanced2 Special

OPEN AN ACCOUNT

We’ve built a savings account with great benefits that allow you to earn interest over time so you can start building funds for your future with the flexibility and security you need.

Requirements:

  • No minimum to open
  • With qualifying activities3
  • Variable rate
  • Digital access4
  • $200 daily minimum balance to avoid a $5 monthly maintenance fee
  • New money only5

Money Market Advanced6 Special 3.00% APY7 With Qualifying Activities

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:

  • $100 to open
  • Tiered and variable interest rate with interest paid monthly
  • Digital access4
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee
  • New money only5

7 Month 4.20% APY CD Special8

OPEN AN ACCOUNT

We offer a variety of CD terms, giving you a safe, secure way to grow your savings at a fixed rate — often with higher returns than a traditional savings account.

Requirements:

  • $1,000 to open
  • New money only5

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up For Personal Financial Tips And Special Offers When Available

Sign Up For Personal Financial Tips And Special Offers When Available

Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 200 locations, you don’t have to go far to bank better.

Address

Choose Your
Savings Account

3.00% APY1 Statement Savings Advanced2 Special

OPEN AN ACCOUNT

We’ve built a savings account with great benefits that allow you to earn interest over time so you can start building funds for your future with the flexibility and security you need.

Requirements:
 
  • No minimum to open
  • With qualifying activities3
  • Variable rate
  • Digital access4
  • $200 daily minimum balance to avoid a $5 monthly maintenance fee
  • New money only5

Money Market Advanced6 Special 3.00% APY7 With Qualifying Activities

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:
 
  • $100 to open
  • Tiered and variable interest rate with interest paid monthly
  • Digital access4
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee
  • New money only5

Money Market Advanced6 Special 3.00% APY7 With Qualifying Activities

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:
 
  • $100 to open
  • Tiered and variable interest rate with interest paid monthly
  • Digital access4
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee
  • New money only5

7 Month 4.20% APY CD Special8

OPEN AN ACCOUNT

We offer a variety of CD terms, giving you a safe, secure way to grow your savings at a fixed rate — often with higher returns than a traditional savings account.

Requirements:

 

  • $1,000 to open
  • New money only5
  2. wintrust grid

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up For Personal Financial Tips And Special Offers When Available

Sign Up For Personal Financial Tips And Special Offers When Available

Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 200 locations, you don’t have to go far to bank better.

Address

Choose Your
Savings Account

3.00% APY1 Statement Savings Advanced2 Special
 

OPEN AN ACCOUNT

We’ve built a savings account with great benefits that allow you to earn interest over time so you can start building funds for your future with the flexibility and security you need.

Requirements:
 
  • No minimum to open
  • With qualifying activities3
  • Variable rate
  • Digital access4
  • $200 daily minimum balance to avoid a $5 monthly maintenance fee
  • New money only5

Money Market Advanced6 Special 3.00% APY7 With Qualifying Activities

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:
 
  • $100 to open
  • Tiered and variable interest rate with interest paid monthly
  • Digital access4
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee
  • New money only5

7 Month 4.20% APY CD Special8

 

OPEN AN ACCOUNT

We offer a variety of CD terms, giving you a safe, secure way to grow your savings at a fixed rate — often with higher returns than a traditional savings account.

Requirements:

 

  • $1,000 to open
  • New money only5
  2. Wintrust Grid 1
  3. Wintrust Grid 2

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up For Personal Financial Tips And Special Offers When Available

Sign Up For Personal Financial Tips And Special Offers When Available

Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 200 locations, you don’t have to go far to bank better.

Address

1. Statement Savings Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield (‘APY’) accurate as of 6/23/2025, with qualifying activities. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Offer combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer.

2. Statement Savings Advanced Account. Interest rate may change at any time. Fees may reduce earnings.

3. Statement Savings Advanced Special Qualifications. (i) Open a new Statement Savings Advanced account; (ii) mention offer during in-branch account opening or visit the URL provided; and (iii) deposit new money (money not currently held at any WTFC location) into the new Statement Savings Advanced account at account opening.

4. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.

5. New Money. Money not currently held at any WTFC location.

6. Money Market Advanced Account. Fees may reduce earnings. We may change the interest rate on your account at any time.

7. Money Market Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield (‘APY’) accurate as of 6/23/25, with qualifying activities. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed money market account customers of WTFC & its subsidiaries or employees.

8. CD Special. Annual Percentage Yield (‘APY’) accurate as of 06/23/2025 & assumes funds remain on deposit until maturity. At maturity, CD Specials automatically renew into a CD with a different term at our standard interest rate and APY in effect on the maturity date, as stated in your Truth in Savings disclosure provided at account opening. Renewals are not subject to a promotional special rate, unless the bank has notified you otherwise. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offer subject to change at any time & without notice.