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Take a Different Approach To Your Savings Accounts

Take a Different Approach To Your Savings Accounts

Say goodbye to a one-size-fits-all savings account. Make the switch to the account that best fits your unique needs.

See options
See options

Take a Different Approach To Your Savings Accounts

Say goodbye to a one-size-fits-all savings account. Make the switch to the account that best fits your unique needs.

see options

Choose Your
Savings Account

Statement Savings1

OPEN AN ACCOUNT

We’ve built a savings account with great benefits that allow you to earn interest over time so you can start building funds for your future with the flexibility and security you need.

Requirements:

  • No minimum to open
  • Digital access2
  • $200 daily minimum balance to avoid a $5 monthly maintenance fee

Money Market3 Account

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:

  • $100 to open
  • Digital access2
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee4

7 Month 4.20% APY CD Special5

OPEN AN ACCOUNT

We offer a variety of CD terms, giving you a safe, secure way to grow your savings at a fixed rate — often with higher returns than a traditional savings account.

Requirements:

  • $1,000 to open
  • New money only

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up For Personal Financial Tips And Special Offers When Available

Sign Up For Personal Financial Tips And Special Offers When Available

Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 200 locations, you don’t have to go far to bank better.

Address

Choose Your
Savings Account

Statement Savings1

OPEN AN ACCOUNT

We’ve built a savings account with great benefits that allow you to earn interest over time so you can start building funds for your future with the flexibility and security you need.

Requirements:
 
  • No minimum to open
  • Digital access2
  • $200 daily minimum balance to avoid a $5 monthly maintenance fee

Money Market3 Account

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:
 
  • $100 to open
  • Digital access2
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee4

Money Market3 Account

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:
 
  • $100 to open
  • Digital access2
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee4

7 Month 4.20% APY CD Special5

OPEN AN ACCOUNT

We offer a variety of CD terms, giving you a safe, secure way to grow your savings at a fixed rate — often with higher returns than a traditional savings account.

Requirements:

 

  • $1,000 to open
  • New money only
  2. wintrust grid

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up For Personal Financial Tips And Special Offers When Available

Sign Up For Personal Financial Tips And Special Offers When Available

Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 200 locations, you don’t have to go far to bank better.

Address

Choose Your
Savings Account

Statement Savings1
 

OPEN AN ACCOUNT

We’ve built a savings account with great benefits that allow you to earn interest over time so you can start building funds for your future with the flexibility and security you need.

Requirements:
 
  • No minimum to open
  • Digital access2
  • $200 daily minimum balance to avoid a $5 monthly maintenance fee

Money Market3 Account

OPEN AN ACCOUNT

Our Money Market account is the perfect hybrid of a checking and savings account. It offers Annual Percentage Yields ('APYs') that are on par with savings accounts while maintaining the flexibility of a checking account.

Requirements:
 
  • $100 to open
  • Digital access2
  • $2,500 daily minimum balance or $5,000 average daily balance required to avoid a $15 monthly maintenance fee4

7 Month 4.20% APY CD Special5

 

OPEN AN ACCOUNT

We offer a variety of CD terms, giving you a safe, secure way to grow your savings at a fixed rate — often with higher returns than a traditional savings account.

Requirements:

 

  • $1,000 to open
  • New money only
  2. Wintrust Grid 1
  3. Wintrust Grid 2

Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up For Personal Financial Tips And Special Offers When Available

Sign Up For Personal Financial Tips And Special Offers When Available

Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 200 locations, you don’t have to go far to bank better.

Address

1. Statement Savings Account. Fees may reduce earnings. We may change the interest rate on your account at any time.

2. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.

3. Money Market Account. Fees may reduce earnings. We may change the interest rate on your account at any time.

4. Money Market Fees. $15 monthly maintenance fee if daily balance on any day of the statement cycle falls below $2,500 (waived if average daily balance of $5,000 maintained).

5. CD Special. APY accurate as of 5/21/2025 and assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offer subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.