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A Special Offer Just for You
A Special Offer Just for You

As a bank that was built to serve this area, we have a real interest in making sure you have what you need to reach whatever financial goal you’re working towards. That’s why, when it comes to offering financial solutions, we build tools that help you get where you want to be faster.


Get 300 Dollars with Total Access Cheking Account
1.65% APY with our Max Savings


These special offers are not available on any Wintrust Community Bank websites.


We've got a new way to cheer for your team!


Teach your kids that saving money can be fun!


The front door opens possibilities

1. General Information. This Total Access Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. This bonus offer is subject to change or can be withdrawn at any time and without notice. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid. 2. Bonus Qualifications. (i) Open a new Total Access Checking account via this website page; (ii) have monthly occurring direct deposits totaling $500.00 each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’); and (iii) enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period. 3. MAX Savings. Offer not available to open online. To receive offer, you must open in-person at a WTFC location. Fees may reduce earnings. A maintenance fee of $5.00 will be imposed every month if the daily balance on any day of the month falls below $200.00. Annual Percentage Yield (‘APY’) is accurate as of 10/02/19. The APY of 1.65% is subject to change at any time and without notice. Transaction limitations may apply. At our discretion, we may change the interest rate on your account daily and without notice. 4. New Money. New money is defined as money not held at any WTFC location. A listing of WTFC locations can be found here: These special offers are only available at the website page noted above or by coming into a WTFC location to open and mentioning these special offers.